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Electronic Disclosure Consent Statement


This statement asks for your consent so that we can provide communications and information to you in an electronic format rather than in paper format.  Before you decide whether or not you wish to provide your consent to receiving electronic disclosures, you should read and consider the following information. Then, if you decide to consent, you can click the "I Agree" button at the bottom of this statement.  For your consent to be effective, your computer and browser will need to meet the hardware and software requirements discussed below.

This statement contains important information that we are required by law to provide to you. You should keep a copy for your records. If you have any questions about E- disclosures that are not answered, feel free to communicate with us using any of the following contacts:

First National Bank of Peterstown

PO Box 550

Peterstown, WV 24963

(304) 753-4321.

Our Internet Banking Service was designed and built to provide records to you in electronic form.  You cannot enroll in the Service online without agreeing to receive the Internet Banking Agreement and Disclosure in electronic form. 

If you consent, we may also provide other disclosures in an electronic format.  These disclosures may include but are not limited to the following:

  • Updates or Amendments to our Internet Banking and Bill Payment Agreement;
  • All Monthly account statements for the accounts that you have registered in our Internet Banking product;
  • Notice of change in account terms;
  • Notice of fee changes;
  • Responses to any questions you may have about electronic funds transfers;
  • Privacy and security notices.
  1. How to Obtain Electronic Disclosures (E-Disclosures)

We will always post our most current Internet Banking and Bill Pay Agreement on our website.  If any amendment(s) to this agreement results in an adverse affect upon our customers, we will provide at least 30 days prior notice through a secure online message and/or external email alert. 

We may also send you an external email notice and/or secure message through our Internet Banking Service to inform you where other important disclosures or account statements can be viewed on our website or within our Internet Banking Service.     

You may download or print all electronic notices and disclosures from your computer if you have the hardware and software described below. You can also save copies of electronic notices and disclosures to your hard drive or other media for viewing and printing at a later time. 

If you have trouble printing or if you need a paper copy for a special situation, you may request a paper copy from us by contacting us through any of the methods listed above.   If you need a paper copy of any E-disclosure, we will provide the first copy for free.   Charges may apply for additional paper copies.

  1. System and Equipment Requirements

Prior to accepting the electronic delivery of disclosures, you should verify that you have the required hardware and software necessary to access the system and retrieve documents and disclosures in an electronic format. You will need:

  • Internet Access. 
  • A computer and Internet browser that can support 128-bit encryption.   
  • For security purposes, we support the most current version of popular browsers, such as Microsoft Internet Explorer, Mozilla/Firefox, Netscape Navigator/Communicator, or AOL’s browser.  The most current browser versions are typically more secure and will support 128 bit encryption.  Browser upgrades are accessible on the Internet banking login page.
  • A printer for printing E- disclosures and/or sufficient hard-drive space or other media (e.g. CD, DVD) if you plan to save disclosures in an electronic format.
    An external email address.  This is necessary so that we can send you notices when E- disclosures are available on our website or within the Internet banking service.  We will also notify you via you email when your monthly statement is available for viewing.

We may revise hardware and software requirements from time-to-time.  If there is a material chance that the changes may impact your ability to access the system or E-disclosures, we will notify you of these changes thirty (30) days in advance. At that time, you will be given an opportunity to change the format of your disclosures (e.g. change from an electronic format to paper format) without the imposition of any fees. 

  1. Cancellation of E-Disclosures

If you consent to receive E-disclosures and later change your mind, you may withdraw your consent and change to paper delivery format. 

You can notify us of your intent to cancel E-disclosures by sending us a secure message through the Internet Banking Service.  

  1. Personal Contact Information

In order to provide E-disclosures, we must maintain current customer email address at all times. It is your sole responsibility to provide us with your correct contact information, including your email address.

You should notify us of any changes to your personal contact information by calling us at (304) 753-4321 or you can update your personal information at our location in Peterstown, West Virginia.  If you wish to notify us electronically, please update your personal information through the “User Services” menu within our Internet Banking Service.

  1. Proceed with Acceptance of E-Disclosures

With your acceptance below, you agree to accept Internet Banking and Bill Payment related disclosures in an electronic format.  You also agree that you will receive all registered account statements in an electronic-only format.  No paper statements will be generated for the accounts that you have registered in our Internet Banking product. If you later “opt-out” of electronic statements, your access to our Internet Banking product will be terminated.  You also agree that you have the necessary equipment for accessing and viewing the disclosures and you agree to notify us if you change your email address or if you no longer want to receive disclosures electronically. 

If you enroll for Internet Banking services in person at the Bank, we may send you an email and ask you to confirm your email address, and your ability to access E- disclosures.

If you do not want E-disclosures, select the “cancel” button below.  If you do not accept E-disclosures you will not be able to proceed with online enrollment for our Internet Banking and Bill Pay Service.  However, you can still enroll for Internet Banking at our location in Peterstown, West Virginia and we will provide the required disclosures for Internet Banking services in a paper format.